Reda J Thomas-Neurosurgeon specialist Doctor

I hope everyone is enjoying this holiday season got a great surprise and possible gift for some of y'all out there. 👉Now through January the 31st 👉I can offer for you a fixed rate of 5. 75 on FHA Streamline and VA IRRL If you're paying over at or around 6.5% or higher you're probably going to benefit from this a great deal. Great news is not only the low fixed rate in comparison to current market rates and what you might already be paying, but we can also do this with without you're having to pay for an appraisal fee and we can do it based on a soft credit pull! If you are interested or if you think you might meet this criteria the only other requirement is that you must have been in your loan for at least roughly 8.5 months or longer. This might be just the opportunity for you. Feel free to comment below, direct message me or you can give me a call at 281-304-6353 hope everybody has a happy and safe holiday season and I will talk to you soon. *Terms based on a $275k ...

Effective immediately: Conforming Loan Limit Increased to $766,550 That's right we've increased it from the previous $750,000 to $766,550! If you were previously priced with some hits on a jumbo loan and you're looking in, or around the $770k loan amount range, reach out to us immediately let's show you how we might be able to improve your options. Connect with us for more insights. For more information, please visit our website: http://www.HTXMTG.com Title: Conforming Loan Limit Increased, Creating More Homeowners | HTXMTG.com This video explores information on Conventional, Conforming Loan limits Increasing to $766,550 but it also covers the following topics: Conventional Mortgage Loans Conforming Mortgage Loans FHA Mortgage Loans VA Mortgage Loans Jumbo Mortgage Loans Pricing Advantages For more info on how we can provide you with a successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = E...

We're helping more first-time homebuyers achieve homeownership with a $5000 Fannie Mae Grant through the HomeReady Special Purpose Credit Program. At least one applicant must be a first-time homebuyer. Borrowers receive: 👉$5000 fannie mae grant 👉Up to $500 toward a 1-year home warranty 👉Up to $500 toward appraisal costs 👉Borrower’s current primary residence must be located in an eligible census tract. Contact us today to search your current primary address for eligibility and to see if you qualify for the $5000 Fannie Mae Grant and possibly more. Title: $5000 Fannie Mae Grant For more info on how we can provide you with a successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #5000FannieMaeGrant #FannieMaeGrant #5000Grant #FirstTimeHombuyer5000FannieMaeGrant #FannieMaeHo...

Congratulations to The Davis Family, on their first time home purchase! HTXMTG.com was there to capture the exciting moment as they took possession of their new home – and we’re excited to share the photos and video with you! From the moment they walked into their new home, to the closing ceremony, this was an unforgettable experience. Here’s to hoping that this home will be a happy one – and that the Davis Family can share all of the good memories in their new home together! Welcome to your new home, sweet home! Congratulations Davis Family! Thanks to Marlan Parker: Legacy Homes & Properties, Les Strech: Keller Williams Premier Realty Katy, Priority Insurance, URC2C Processing, and Kendra Patterson: Frontier Title, Katy North. Title: Congrats on First Time Home Purchase | HTXMTG.com For more info on how we can provide you with a successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortg...

If you want to stay up on all things real estate and mortgage related, like this video and if you haven't already subscribe to the channel! We are constantly keeping you up to date on all things real estate and mortgage! Today I want to talk about the elephant in the room, mortgage interest rates. What's going on, what's happening? Should I lock? Should I float? Should I wait? Should I execute? We've got a tool on our website called the daily rate lock advisory, to help you feel more comfortable making these decisions based on actual data. First and foremost, anyone that's telling you unequivocally, that they know what's going to happen with mortgage interest rates, I would personally avoid like the plague. The truth is no one knows what's going to happen. We can use data to come up with a more educated best guess and that's exactly what this tool does for you. It basically compiles previous current and upcoming financial data to give you a more educated...

Curious about how much a home is worth but you're not quite ready to make contact or start a conversation with a realtor or a mortgage broker? Who wants to talk to those guys right? 😏 I've got the perfect solution for you if you want to find out how much any home within the United States is worth. All you need to do is comment below "Home Value Estimate"! This is just one of the many services we provide in addition to our extremely competitive mortgage pricing and quick closings we can get each and every one of our clients and prospective clients a free Home Value Estimate. Based on current and previous sales data we put together an estimate that can give you a firm idea of how much that home might appraise for. Now to be clear, this does not take the place of a home's appraisal or a comparative market analysis, often provided by a real estate agent however many of the agents that I've worked with over the last 20 years find this data very useful in arriving ...

Ever wonder why a builder or seller would tell you that you don't need a realtor or an inspection? Kind of sounds like someone telling not to worry about the details of a contract and to just sign on the dotted line, right? Don't make the mistake of commiting to one of the biggest investments of your lifetime without proper representation and having someone negotiating on your behalf. How could you expect to win if everyone involved in the transaction works for the seller? from The Home Equity Network, H Mortgage https://www.youtube.com/watch?v=XVqEIgVERPc from The Home Equity Network, H Mortgage https://ift.tt/RMHvEI7

Discover the power of Home Inspection in shaping your mortgage journey! 🕵️‍♂️🔍 Whether you're a first-time homebuyer or a seasoned pro, understanding the impact of issues on your home inspection is crucial. 🤔💼 This video helps to differentiate between major concerns, negotiating tools, and potential roadblocks that issues discovered on your inspection, may or may not have on your mortgage. 👉Mistakes To Avoid When Purchasing a Home: https://youtu.be/MEdbgxIpa3M MortgageMatters HomeSweetHome FinancialWellness RealEstateInsights PropertyInvestment HomebuyingTips SmartInvesting 🌐💰 Title: Impact of Home Inspection on Your Mortgage | HTXMTG.com For more info on how we can provide you with an successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com = Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 = #HomeInspection101 #Mortgage...

Are you curious about the future of mortgage rates? With so many interest rate increases over the last few years, who isn’t? We've analyzed the market trends and predictions to bring you insight into how future mortgage interest rate drops can and will more than likely, impact the housing market, affordability and inflation. Before we dive into it, click the like button for me and, if you haven’t already, subscribe to the YouTube channel so I can keep providing you with valuable real estate and mortgage insight. Thanks for supporting! Let’s start with the positives: Affordability: Lower mortgage rates will result in reduced interest payments for homeowners, making homeownership more affordable and accessible to a broader range of potential buyers. Increased Demand: Lower mortgage interest rates are likely to lead to a surge in housing demand as more people are inclined to purchase properties, potentially driving up the demand for homes. This is great news for homeowners. Savings: E...

Are you curious about the future of mortgage rates? With so many interest rate increases over the last few years, who isn’t? We've analyzed the market trends and predictions to bring you insight into how future mortgage interest rate drops can and will more than likely, impact the housing market, affordability and inflation. Before we dive into it, click the like button for me and, if you haven’t already, subscribe to the YouTube channel so I can keep providing you with valuable real estate and mortgage insight. Thanks for supporting! Let’s start with the positives: Affordability: Lower mortgage rates will result in reduced interest payments for homeowners, making homeownership more affordable and accessible to a broader range of potential buyers. Increased Demand: Lower mortgage interest rates are likely to lead to a surge in housing demand as more people are inclined to purchase properties, potentially driving up the demand for homes. This is great news for homeowners. Savings: E...

Here, we shed light on the often underestimated but important homeownership step that can have serious consequences if neglected. Join us as we delve into the hidden dangers of overlooking this vital step and learn how it can impact your beloved home. ✅ Don't forget to subscribe to our channel and hit the bell icon to stay updated on important homeownership steps, tips and tricks! When it comes to safeguarding your investment, understanding the silent threats that lurk in the shadows is imperative. Neglecting this particular task not only jeopardizes the functionality and lifespan of your home but can also put your family's safety at risk. Throughout this video, we uncover the lesser-known dangers that result from disregarding this crucial responsibility. From plumbing nightmares to electrical hazards and potentially spiraling repair costs, these hidden consequences can quickly escalate if left unchecked. But worry not! We're here to guide you through the process, providing...

Here, we shed light on the often underestimated but important homeownership step that can have serious consequences if neglected. Join us as we delve into the hidden dangers of overlooking this vital step and learn how it can impact your beloved home. ✅ Don't forget to subscribe to our channel and hit the bell icon to stay updated on important homeownership steps, tips and tricks! When it comes to safeguarding your investment, understanding the silent threats that lurk in the shadows is imperative. Neglecting this particular task not only jeopardizes the functionality and lifespan of your home but can also put your family's safety at risk. Throughout this video, we uncover the lesser-known dangers that result from disregarding this crucial responsibility. From plumbing nightmares to electrical hazards and potentially spiraling repair costs, these hidden consequences can quickly escalate if left unchecked. But worry not! We're here to guide you through the process, providing...

2021 Mortgage data shows that the borrowers saved an average of over $9400 in interest and fees by obtaining a wholesale mortgage through a mortgage broker, compared to retail lending options Data Source: https://bit.ly/3bl33Bs *Comparisons based on conventional conforming 30-year fixed loans for debt-toincome ratio 41-45% between top 10 wholesalers and top 10 nonbank retailers; low income defined as less than $52,200; interest savings assumes full term of loan. Title: Retail vs Wholesale Mortgage, Save Thousands | HTXMTG For more info on how we can provide you with an successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com ============================= Edward Foy: H Mortgage 📩efoy@HTXMTG.com ☎️281-304-6353 Competitive Pricing, Quick Approvals, Close On Time NMLS 310856 / 218762 ============================= #RetailVsWholesaleMortgage #MortgageChoice #MortgageRates #WholesaleMortgage #RetailMortgage #HTXMTG =...

Even if you were to find your dream home, a home that checks all the boxes, chances are, that six months from now, you’d have a list of things that you could improve That’s how setting goals works, you always want to improve, right? When it comes to buying a new home, as difficult as it might be, you want to try to look at things objectively. If you can find 70-80% of what you’re looking for, that’s a win, especially if you can start with a profit an buy your home below market. Even when interest rates were in the 2-3% range, there were plenty of people waiting for rates to get lower. They waited, not only did rates rise, but so did home prices. I’ve had many clients that who have tried to time the market and ended up having to significantly compromise due to rising home prices. One of the primary factors in your home search should be to establish and build equity This can provide you with more leverage to profit from rising home prices to level up and buy your dream home. My previous ...

I was recently reviewing some interesting stats from the Federal Housing Financing Agency (FHFA) and thought it was important to share, especially with so much doom and gloom in the media regarding interest rates. Although home prices differ in each region, the national average shows: 👉 A 57% increase in home values over the last 5 years. 👉Values nearly tripled in the last 30 years. So the question is: when you see a 57% increase in value over 5 years, does paying a 7-8% interest rate matter? These are not opinions, these are documented facts. Comment below with your thoughts 🔔Like this video if it helps and share it with someone you want to help. 👉FHFA Data: https://ift.tt/JcACDPS TITLE: Home Prices Increased 57% in 5 Years, Does Paying 7-8% Matter | HTXMTG.com For more info on how we can provide you with an successful home purchase, refinance or home equity loan (HELOC) mortgage experience, please visit our website: http://www.HTXMTG.com ============================= Edward Foy: ...

  How Job Growth Impacts Homebuyers The strong job growth in the United States, adding 336,000 jobs, has both positive and negative implications. On the positive side, it benefits the labor market. However, it also signals a hot economy to the Federal Reserve, potentially leading to measures like interest rate hikes, which, in turn, have caused 30-year mortgage rates to reach a 23-year high of 7.84%. The real estate market is under pressure due to elevated rates, causing economic anxiety, and it's expected to lead to a decline in home sales. The one bright spot in the job report is that wage growth has slowed, which could help slow inflation. However, the continued high interest rates are damaging various sectors of the economy, and some experts suggest the Fed should consider cutting rates next year to achieve a soft landing. Despite high interest rates, home prices continue to rise due to low housing inventory. This suggests that as long as people need housing, prices will lik...

How Job Growth Impacts Homebuyers The strong job growth in the United States, adding 336,000 jobs, has both positive and negative implications. On the positive side, it benefits the labor market. However, it also signals a hot economy to the Federal Reserve, potentially leading to measures like interest rate hikes, which, in turn, have caused 30-year mortgage rates to reach a 23-year high of 7.84%. The real estate market is under pressure due to elevated rates, causing economic anxiety, and it's expected to lead to a decline in home sales. The one bright spot in the job report is that wage growth has slowed, which could help slow inflation. However, the continued high interest rates are damaging various sectors of the economy, and some experts suggest the Fed should consider cutting rates next year to achieve a soft landing. Despite high interest rates, home prices continue to rise due to low housing inventory. This suggests that as long as people need housing, prices will likely k...

  New Conventional, Conforming Mortgage Loan Limits: What You Need to Know | HTXMTG.com 2024's updated conforming loan limits won't be released until November, however, effective immediately: we are honoring the projected increased amount of $750,000 for a conforming loan limit! That's right we've increased it from the previous $726,000 to projected amount of $750,000! If you were previously priced with some hits on a jumbo loan and you're looking in, or around the 750k loan amount range, reach out to us immediately let's show you how we might be able to improve your options. Connect with us for more insights. For more information, please visit our website: http://www.HTXMTG.com Title: New Conventional, Conforming Mortgage Loan Limits: What You Need to Know | HTXMTG.com This video explores information on Conventional, Conforming Loan limits Increasing to $750k but it also covers the following topics: Conventional Mortgage Loans Conforming Mortgage Loans Ju...